Georgia Roof Guide

Do impact-resistant shingles work?

Short answer. Yes, within limits. Impact-resistant shingles that pass UL 2218 Class 4 hold up noticeably better than standard shingles against small and moderate hail, which is why some insurers discount them. They are not hail-proof: very large or wind-driven hail can still crack them, and like all asphalt shingles they lose some toughness as they age in the sun.

How they are designed to work

A standard shingle fails under hail when the impact fractures the mat or knocks granules loose. Impact-resistant shingles either flex instead of fracturing, using rubberized SBS modified asphalt, or spread the blow with a heavier mat or polymer backing. The result is fewer cracked mats and fewer bruises that turn into leaks later.

What the lab test shows, and what it does not

UL 2218 drops steel balls on a shingle under controlled conditions; Class 4 survives a 2-inch ball dropped twice from 20 feet. Real hail is different: stones vary in density and shape, wind drives them in at angles, cold shingles are stiffer, and storms repeat over the years. The rating is a useful comparison between products, not a guarantee for a specific storm.

Where they still fail

What it means for you

In a typical Georgia spring storm with 1 to 1.5 inch hail, a Class 4 roof is more likely to come through with no functional damage, saving you a deductible and a disruptive reroof. Shingle warranties exclude hail regardless of rating, and some policies treat cosmetic and functional damage differently, so know your policy. Read more in impact-resistant shingles in Georgia and Georgia hail season.

In depth

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